The Magazine of The Evangelical Lutheran Church in America


Give yourself credit

The fiscal facts of life for graduates

As college seniors approach graduation, many have first-year jitters again. Only this time it's about making it in the financial world away from campus. During the first few weeks, you may feel you're doing nothing but spending money — or trying to borrow it.

Spiraling costs are a fact of life, but there ar e ways to watch spending, keep creditors at bay, pay what you owe — and still have money left for other things. Just put some fiscal advice next to the stereo or computer and learn to manage your finances.

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February issue


Embracing diversity